We work diligently with our partner Cigna to craft an industry-leading healthcare plan that minimizes out-of-pocket costs for our talent.
Our Benefits Will Benefit You
We were first in the industry to provide healthcare to freelancers and pride ourselves in always offering the best healthcare plans at affordable costs.
We pay $2.70 towards our talent's healthcare premium for every hour they work. For a talent working a 40-hour week, that covers a full 89% of their weekly premium cost! By comparison, the the average employer pays 70% of an employee’s premium, and the Affordable Care Act requires employers pay only 50%.
It’s another reason why the best talent choose to work with us—and our clients—for years.
Not All Healthcare Is Created Equal
Need proof? Check out how three leading competitors stack up.
|Vitamin T||Competitor 1||Competitor 2||Competitor 3|
|Health Plan||Cigna||Benefits in a card||Benefits in a card||No health plan offered. Aetna hospital plan only.|
|Doctor's Office: Primary/Specialist||$20/$35 copay||Reimburses up to $50 per visit||Not available||Not available|
|Outpatient Procedures||$150 copay||Reimburses 25%||Not available under Preventative Care Plan||
|Approximate out-of-pocket cost for a 5-day hospital stay (estimated at $35,000)||Employee pays $450||Employee pays $34,300||Employee pays $35,000. (Purchase of optional hospital indemnity plan lowers cost to $34,250.)||
Employee pays $33,600
|Additional Health Benefits||Option of enrolling in a Health Flexible Spending Account. Employees may put pre-tax dollars aside from paycheck to pay for out-of-pocket medical expenses.||None available||None available||None available|
|Compliant with the Affordable Care Act||Yes||No||No||No|
All Our Benefits*
- Medical Insurance - Coverage for preventive, inpatient, outpatient, maternity, mental health, prescription drug, and emergency services. Dependent coverage also available.
- Dental Insurance - 100% coverage for preventive care and 50% for major care. Dependent coverage also available.
- Vision Insurance - 100% coverage up to $250 every year.
- Flexible Spending Accounts - Save on taxes for qualified dependent care, health care, and transportation expenses.
- Voluntary Voya Compass Insurance - Pay for expenses not covered by medical plans due to critical illness, hospitalization, or injuries sustained in a covered accident.
- 401(k) Retirement Plan - Pre-tax retirement savings plan administered by Fidelity Investments.
- Discounts and Perks - Save money on cell phone bills, computers, business publications, car rentals, and more.
*Equivalent benefits available in Canada. Health benefits do not apply in the United Kingdom or Australia.
Why Our Talent Love Us
"I also think it's awesome that benefits are offered to contract employees. I've never experienced anything like that before and that's why I would recommend Vitamin T.”
- Jenele L.
“The fact that I could get amazing, affordable health insurance through a contract job was wonderful. Thank you!”
- Social Media Community Manager, New York, NY
“The benefits are great—it's nice to be able to work as a contractor and still have healthcare at a very reasonable rate.”
- Copywriter, Tampa, FL